Signals watches every account with each data load and flags what needs attention — money moving to a competitor, payroll gone quiet, a CD about to mature — scored, ranked, and backed by the exact transactions that triggered them.
Attrition isn't sudden — it's a sequence of transactions. The problem is scale: thousands of accounts, refreshed daily, and a review cycle measured in quarters.
The outbound transfers, the stopped payroll, the emptied money market: the pattern is in the data months before the close request. Hindsight is just the first time someone looked.
Quarterly portfolio reviews find last quarter's problems. Money moves daily, and the accounts that need a call today don't announce themselves.
An "at-risk" score nobody can explain creates work. A detection with the exact transactions attached creates a phone call.
No model deciding who's "risky" behind a curtain. Every signal is a reproducible rule over your accounts and enriched transactions.
If a signal fired, the data says exactly why — and the "How it's detected" card shows every threshold in plain English.
Priority, dollar magnitude, and recency combine into one score, so the feed ranks itself. A $184K transfer pattern outranks a $1K one.
Signals regenerate automatically each time your files land. New detections activate; cleared behavior resolves on its own.
First detected, last confirmed, recurrence count — a repeat offender looks different from a first-time flag.
Two families of signals — Protect for retention risks, Grow for warm opportunities. Here's a sample of each; the full library comes out in the demo.
Repeated interbank transfers to the same institution — review the destinations and call before the pattern becomes permanent.
Payroll ACH ran for months, then went quiet — a job change, employer switch, or new primary bank, each needing a different play.
Regular payments on an outside loan stopped — often a refinance elsewhere. If so, counter with your own offer.
Tiny verification deposits from an external institution — the earliest warning that a customer is linking this account to a competitor. A retention touch now beats one after the transfers start.
Multiple Protect signals converging on one account — the highest-confidence retention flag the platform produces. Escalate for an immediate save call.
Call before maturity with renewal or reinvestment options — after payout, the funds usually leave within days.
Start the renewal conversation now — before the borrower shops the refinance somewhere else.
The lending relationship is your opening — pitch the operating account and win the deposits too.
A deposit far outside the account's normal pattern — reach out while the funds are still here with CD, money market, or investment options.
A sample, not the catalog — the full library covers the deposit, loan, and engagement lifecycle. In-product, every signal shows a plain-English "How it's detected" card, so your team always knows why something was flagged.
Tell Revio your focus — protect at-risk relationships, win deposits, watch the loan portfolio — and it recommends the five detections worth acting on first, each with a one-line reason.
Steered by your focus areas and role — an RM sees different picks than a deposits lead
Grounded by design: the AI selects from real detections and writes the reason — it never invents accounts or numbers
Hide what you've handled; regenerate or refine your focus anytime
One click jumps from a recommendation to every detection in your focus
Six transfers to the same institution in 30 days. Call before the pattern is permanent.
Payroll gone 45 days after running 14 months. Verify whether a new primary bank is in play.
Three Protect signals active on one account — the strongest save-call candidate in your focus.
Subscribe to the signal types you care about and Revio delivers a digest on your schedule — weekly or monthly, by email or in-app — with the top flagged accounts per signal and the dollars involved.
Good morning — two Protect signals need attention this week, led by a competitor-transfer pattern on a $4.2M relationship.
Every detection connects to the next move — inside Revio.
Turn any detection into an Engagement Manager task — title, description, assignee, due date, and priority pre-filled from the signal and its evidence.
See it liveFlagged account, save call scheduled? Generate a Deep Analysis brief — objective, talking points, questions, and offers — before you pick up the phone.
Meeting Preparation"Pull up everything on Sunrise Manufacturing" — the full relationship, opportunities, and competitor activity, in one conversation.
Revio Insight AgentThirty minutes. We'll walk the full detection library, the scoring, and what a morning with Signals looks like for an RM — then map it to your book.
The full signal library with its exact detection logic — nothing hidden
How signals flow into tasks, meeting prep, and the agent
The data-feed spec and onboarding sequence for your core
We'll email you within one business day to set up a time. It's a 30-minute call — bring your questions.